Essential guide to getting your finances in order, planning for what you need now and in the future. This tool by finance guru Lita Epstein focuses on your turning point to a better financial position, making life easier, less stressful and fun knowing exactly where you stand. Whether raising your credit score, maximizing savings, dealing with personal bankruptcy, deciding on insurance coverage, or focusing on budgeting this guide targets the most important financial decisions you need to make with facts and a clear path to follow to make it happen. Seeing the most important financial decision guidance in 6 pages, easily referenced makes this an amazing tool that can change your life for the better. At a price that will not hit your budget hard, it can't be beat.6 page reference guide includes:BudgetingWhy a Budget is ImportantHow to Get StartedBuild Emergency Funds Budgeting TogetherTackle High-Interest Debt FirstLook for Ways to Cut SpendingRemoving TemptationRecognizing Budget Danger SignsImproving Credit ScoreWhy Care about Your Credit Score?What is a Credit Score?Getting to Know Credit Reporting AgenciesUnderstanding Your Credit Report Correcting Credit Report ErrorsExploring Credit Score MythsMaintaining Your Credit ScoreProtecting Your Credit IdentitySavingsPaying Yourself FirstSaving for Short-Term GoalsSaving for Medium-Term GoalsSaving for Long-Range GoalsUse Multiple Savings AccountsInsuranceIs Insurance Worth Budgeting for?Life InsuranceHealth InsuranceCar InsuranceDisability InsuranceLiability InsurancePersonal Bankruptcy & RecoveryChance to Restart Your Financial LifeWhen to Consider BankruptcyTwo Types of Bankruptcy for IndividualsFiling for BankruptcyRepairing Your Credit HistoryGetting Credit after Bankruptcy
