Understanding Youth Finance: A Kids Guide to Saving, Budgeting, and Investingis apractical and engaging book that teaches young learners how to manage their financesefficiently. Written by a financial professional with years of experience in the field, this bookcovers a wide range of topics related to personal finance, including budgeting, saving,investing, and more. Through clear explanations, real-life examples, and effective exercises,this guide shows readers how to create a budget, track their spending, and save money forboth short and long-term goals. It also explores different types of investment options, such asstocks, bonds, and mutual funds, and provides tips and other insight on how real wealth iscreated. With its user-friendly approach and actionable advice, this guide is an essentialresource for anyone looking to take control of their finances and build a secure financial future. The following statistics are presented by Opp Loans(https://www. opploans. com/oppu/articles/scary-financial-facts/): (1) 61 percent of Americans dont have enough savings to cover a $1,000 emergency, (2) 40 percent of student loanborrowers are expected to go into default by 2023, (3) 38 percent of US households havecredit card debt, (4) 33 percent of American adults have $0 saved for retirement.
