Instead, how would you like to feel empowered and in control of your finances, however big or small? In the transformational, not informational I Am Going to be Debt Free, Liam Croke argues that it is not where you start out, but the decisions you make about where you're determined to end up that matter.

This book will provide you with the tools, confidence and know-how to practically and effectively address your money worries for good. Liam Croke's no-nonsense guide to assessing, managing and moving on from personal debt is optimistic and non-judgemental in outlook, and avoids the doom and gloom mentality that can often surround discussions on debt.

Through his conversational writing style, Croke offers the reader realistic strategies to reduce debt and to boost finances. By making a few practical adjustments, he demonstrates how easy it can be to overcome financial difficulties such as mortgage and credit card repayments. With the inclusion of an A-Z debt dictionary, real life examples and budget templates, as well as a call to action at the end of each chapter, readers are encouraged to create an action plan for managing and eliminating debt.

I Am Going to be Debt Free takes into account the effect that financial issues can have on emotional and psychological states, ranging from denial, anger and depression to acceptance and moving on. It puts forward the premise that having a healthier bank balance will have a positive impact on other aspects of our lives. Croke advocates that 'life is not about waiting for the storm to pass... it's about learning how to dance in the rain'. With simple, honest and professional advice, I Am Going to be Debt Free will give readers the practical tools required to get out - and stay out - of debt forever.